Applying Online for Health Insurance with a Subsidy

1. What is a subsidy?

A subsidy will pay a portion of your health insurance premiums. 

2. Do you qualify for a subsidy?
Do you have group/employer coverage that is available to you? This can be through your employer or your spouse/partner’s employer. If you do, you are probably NOT eligible for a subsidy. If you have questions, please contact us. 740.967.0210

Your household must make less than 400% of the Federal Poverty Level (FPL) to qualify for a subsidy. FPL is generally based on the combined income of everyone in your household and how many people are living with you. If your household income is over 400% you do NOT qualify for a subsidy. 

3. If you do qualify, you can go to www.Healthcare.gov to apply online for coverage.
You will need to create a user name and password. Once you have done this you will receive an email. You will need to click a link in the email they send you to verify your email. (Usually there are 3 emails. The email verification seems to be the first one you receive)

4. In order for us to be your agent and help you in the future you will need to enter the information below on the “Help applying for coverage” screen:

         First Name:            Last Name:              FFM User ID:                     NPN Number:
           Tiffany                  Geiger                    tiffany740                             3241172



5. You will need to enter some additional information including:
Social Security Numbers for everyone needing coverage
Dates of Birth for everyone needing coverage
Estimated 2014 Modified Adjusted Gross Income (MAGI)


6. You will be asked to submit the application – you are NOT applying for coverage at this point.
This step is only to verify how much of a subsidy you will receive.

Once you receive your subsidy amount you will be allowed to view plans and rates. Please contact us for assistance.  740.967.0210

More information is available on our website at www.CreeekstoneBenefits.com.