Big Changes for 2017 Open Enrollment

If you have individual or family insurance you may have already received a letter from your insurance company regarding coverage changes for 2017. Many of the insurance companies have decided to stop offering health insurance, while others are drastically shrinking their networks. This means your current plan may no longer be offered in your county.

These changes will affect your coverage if you have coverage that is compliant with the Affordable Healthcare Act (ACA).  This mean if you have a plan that you purchased through healthcare.gov  or have a plan that started after January 1, 2014 these changes will affect you.

Anthem:

On and Off Marketplace plan
The ONLY Coverage will be available in all 88 counties
Central Ohio Network Hospitals: Mount Carmel/St Ann’s

Medical Mutual of Ohio:

·         On Marketplace plans only

·         Will only offer plans in 31 counties

·         Central Ohio Counties with coverage available:

                   Athens, Delaware, Fairfield, Franklin, Hardin, Licking, Marion, Morrow, Pickaway

,                  Richland & Union

·         Central Ohio Network Hospitals: Ohio Health Hospitals  

Molina:

·         On Marketplace plans only

      HMO network only

           Central Ohio Counties with coverage available:

                  Athens, Fairfield, Franklin, Licking, & Madison

·         Central Ohio Network Hospitals: OSU, The James Cancer Hospital, Select Specialty Hospital Columbus, University Hospital East, Regency Hospital of Columbus

Aetna:

·         Offering one silver level plan Off Marketplace

·         Central Ohio Network Hospitals: Mount Carmel/St Ann’s

United Healthcare:

·          Will not offer any ACA plans in Ohio in 2017

InHealth

·          Will not offer any plans in Ohio in 2017

You will need to enroll in coverage for January 2017 between November 1 and December 15.

Creekstone Benefits is here to assist you with choosing the best coverage to fit your insurance needs.  Our services are free to individuals and families.  Please contact Tiffany Geiger or Bud Fassnacht at 740.967.0210 for assistance.