2013 Federal Poverty Guidelines and Premium Subsidies

Beginning in 2014 the amount some pay for health insurance will depend on their annual income.
 Below we have listed the Federal Poverty Level for the 48 states as well as a chart to help explain the subsidies.

48 Contiguous States and DC

Note: The 100% column shows the federal poverty level for each family size, and the percentage columns that follow respresents income levels that are commonly used as guidelines for health programs. 

Household Size	100%	133%	150%	200%	300%	400%
1	$11,490	$15,282	$17,235	$22,980	$34,470	$45,960
2	15,510	20,628	23,265	31,020	46,530	62,040
3	19,530	25,975	29,295	39,060	58,590	78,120
4	23,550	31,322	35,325	47,100	70,650	94,200
5	27,570	36,668	41,355	55,140	82,710	110,280
6	31,590	42,015	47,385	63,180	94,770	126,360
7	35,610	47,361	53,415	71,220	106,830	142,440
8	39,630	52,708	59,445	79,260	118,890	158,520
For each additional person, add	$4,020	$5,347	$6,030	$8,040	$12,060	$16,080

 From: Families USA

If you and your family are at 400% or below Federal Poverty Level you will be eligible to receive a subsidy from the government to help cover part of your private insurance premiums.  Your maximum premium will be determined as a percentage of your annual household income.

For Example: 

A single person making $35,000 per year would pay approximately $277 per month for a silver level plan.  

A single person making $17,235 per year would pay approximately $57 per month for the same plan and have a reduction in out of pocket costs.

Premium Subsidy
Income (% of FPL)	Premium as a Percentage of Income Cap	Reduction in Out of Pocket Limits
Under 133 %	2%	66.70%
150%	4%	66.70%
200%	6.3%	20%
250%	8.05%	N/A
300%	9.50%	N/A
400%	9.50%	N/A