Friday, October 24, 2014

2015 Individual & Family Renewals

Due to changes in the health care law, we now have an Annual Open Enrollment Period.  As a result, insurance companies were required to change their renewal process.  If you applied for new individual/family coverage anytime in 2014 your renewal date will be January 1, 2015.    

During the upcoming open enrollment period, you will only have from November 15th - December 15th to make changes to your plan.   If you make changes after December 15th, your effective date will be later.  Please see the chart below for details on when you can make changes.

Completed Application
Effective
November  15 – December 15
January 1
December 16-January 15
February 1
January 16-February 15
March 1
After February 15 you must have a qualifying event to apply for coverage


This renewal date applies to:

  • Anyone who has coverage through the Marketplace.
  • Anyone who applied for new individual/family coverage in 2014.
  • Anyone who enrolled during  the past open enrollment period
  • Any new policy effective between June and December as a result of a qualifying event.  Please click on the following link for examples of a qualifying event


If you have any questions please contact us at (740) 967-0210.

Written By: Bud Fassnacht, Your Insurance Specialist